401k Contribution Limits 2024 Catch Up Total Income . The irs has increased the 401(k) contribution limit to $23,500 in 2025 from $23,000 in 2024,. Maximum salary deferral for workers:
    
 
 
Starting in 2024, employees can contribute up to $23,000 into their 401 (k), 403 (b), most 457 plans or the thrift savings plan for federal employees, the irs announced nov. That means a total of $30,500 can be contributed.
 
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